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Browsing University of Hertfordshire by Author "Bywaters, David"
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Consumption, Wealth, and Indebtedness in the Context of Uncertainty : The Consumption Function Meets Portfolio Theory
Gareth Thomas, David; Bywaters, David (2006)The ojective of this paper is to provide a sound theoretical framework for the empirical analysis of consumer indetedness, by integrating Portfolio theory with the Life-Cycle Hypothesis (LCH) model of consumption. Modern ... -
The Role of Forwarding-Looking Price Expectations Data published by the Royal Institution of Chartered Surveyors (RICS) in explaining and forecasting U.K. house prices.
Gareth Thomas, David; Bywaters, David (2011-12)The objective of this paper is to make use of the forward-looking price expectations data published by the RICS to explain and forecast U.K. house prices, three-months ahead. The Nationwide index is used to test the ...