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        Do optimists plan for retirement? : A behavioural explanation for non-participation in pension schemes

        Author
        Balasuriya, Jiayi
        Gough, Orla
        Vasileva, Kristina
        Attention
        2299/16074
        Abstract
        This paper investigates the relationship between financial optimism and non-participation in pension schemes in the UK. We show that financial optimism reduces the probability of employees joining employer run pension schemes and also the probability of the self-employed subscribing to private pension plans
        Publication date
        2014-12
        Published in
        Economics Letters
        Published version
        https://doi.org/10.1016/j.econlet.2014.10.012
        Other links
        http://hdl.handle.net/2299/16074
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