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dc.contributor.authorCulkin, Nigel
dc.contributor.authorMurzacheva, Ekaterina
dc.contributor.authorDavis, Andy
dc.date.accessioned2017-03-31T15:04:35Z
dc.date.available2017-03-31T15:04:35Z
dc.date.issued2016-08-01
dc.identifier.citationCulkin , N , Murzacheva , E & Davis , A 2016 , ' Critical Innovations in the UK Peer-to-Peer (P2P) and Equity Alternative Finance Markets for Small Firm Growth ' International Journal of Entrepreneurship and Innovation , vol. 17 , no. 3 , pp. 192-202 . https://doi.org/10.1177/1465750316655906
dc.identifier.issn1465-7503
dc.identifier.otherPURE: 10506537
dc.identifier.otherPURE UUID: d9b48a4e-f03f-4964-90c2-dae779ec752f
dc.identifier.otherScopus: 84992144578
dc.identifier.urihttp://hdl.handle.net/2299/17742
dc.descriptionThis document is the Accepted Manuscript version of the following article: Nigel Culkin, Ekaterina Murzacheva, and Andrew Davis, ‘Critical innovations in the UK peer-to-peer (P2P) and equity alternative finance markets for small firm growth’, The International Journal of Entrepreneurship and Innovation, Vol. 17 (3): 194-202, first published online 19 July 2016. The final, published version is available online at DOI: https://doi.org/10.1177/1465750316655906 Published by SAGE.
dc.description.abstractThis paper examines the disruptive nature of financial innovations available to small firms by the growing range of online platforms that have emerged in the UK since the financial crisis. It is unveiled that finance provided to small firms via such mechanisms is not identical to more traditional sources and its adoption therefore cannot be said to be simply a question of direct substitution based, for example, on a price comparison. These offer a series of important advantages over more traditional sources of early-stage capital for entrepreneurs seeking funding. Service innovations around security, flexibility of terms, speed of access and transparency of pricing are as important as price considerations for many users, as are innovations made possible by the way these online markets are structured and in particular in the way these innovative structures allow important types of risk to be dispersed and mitigated.en
dc.format.extent9
dc.language.isoeng
dc.relation.ispartofInternational Journal of Entrepreneurship and Innovation
dc.rights/dk/atira/pure/core/openaccesspermission/open
dc.subjectInnovation
dc.subjectCrowdfunding
dc.subjectP2P lending
dc.subjectAlternative finance
dc.subjectBusiness growth.
dc.titleCritical Innovations in the UK Peer-to-Peer (P2P) and Equity Alternative Finance Markets for Small Firm Growthen
dc.contributor.institutionEnterprise and Business Development
dc.contributor.institutionDepartment of Marketing and Enterprise
dc.contributor.institutionCentre for Research on Management, Economy and Society
dc.contributor.institutionCreative Economy Research Centre
dc.contributor.institutionHertfordshire Business School
dc.description.statusPeer reviewed
dc.relation.schoolHertfordshire Business School
dc.description.versiontypeFinal Accepted Version
rioxxterms.versionSMUR
rioxxterms.versionAM
rioxxterms.versionofrecordhttps://doi.org/10.1177/1465750316655906
rioxxterms.licenseref.urihttp://creativecommons.org/licenses/by/4.0/
rioxxterms.typeJournal Article/Review
herts.preservation.rarelyaccessedtrue
herts.rights.accesstypeopenAccess


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